Credit asset transfer business refers to the transfer of credit assets by our bank to other financial institutions.However, it does not include the securitization of credit assets.

Credit asset transfer business includes repurchase credit asset transfer and outright credit asset transfer.

In the transfer of outright credit assets, it can be implemented in two ways: unconditional outright and conditional outright.

For conditional sell outs,There are asset transfers that only retain the priority right to repurchase at fair value, asset transfers with guarantee liability and no guarantee liability.However, it promises to buy back the transfer of assets and other types under certain conditions.